Personal Finance Calendar: A Year-Round Planning Guide
MONEY READ TIME: 4 MIN Personal Finance Calendar 2026 Write down the major financial events you anticipate in the next few years. That will help guide a discussion about whether your portfolio reflects your short- and long-term goals. Update your personal net worth to account for any significant changes in the past year. […]
The History of Currency
MONEY READ TIME: 3 MIN The History of Currency
Year-End Charitable Gifting: Financial Considerations to Keep in Mind
MONEY READ TIME: 6 MIN Year-End Charitable Gifting: Financial Considerations to Keep in Mind Understanding Year-End Charitable Gifting As the calendar year comes to a close, many individuals review their finances and consider making charitable contributions.Year-end charitable gifting can support causes you care about while also interacting with your broader financial and tax picture.Understanding the […]
How to Think Through a Bonus or Financial Windfall
MONEY READ TIME: 6-7 MIN How to Think Through a Bonus or Financial Windfall Receiving a bonus or other financial windfall can feel exciting and unexpected, even if you know it may be coming. A work bonus, inheritance, settlement, or monetary gift often arrives without a specific plan attached. While it may be tempting to […]
The Big Pause: How a Federal Government Shutdown Affects Services
MONEY READ TIME: 2 MIN The Big Pause A federal government shutdown prompts questions about continued services. Essential portions of the government remain open while others remain partially or completely closed. Interact below to learn more. Did any of this surprise you? As we can see, it’s more complicated than simply “open” or “closed.” […]
What If Your Kids Decide Against College? Understanding 529 Plan Options
MONEY READ TIME: 6-7 MIN What If Your Kids Decide Against College? Understanding 529 Plan Options Many parents and grandparents set aside money in a 529 plan with the expectation that it will help cover the cost of a four-year college degree. But what happens if the student in your life decides college is not […]
Paying Off a Credit Card
Paying Off a Credit Card Although Americans have reduced their personal debt levels in recent years, some credit card balances remain high. Additional monthly payments may make a difference and accelerate the payoff of your outstanding credit card debt. Credit Card or Loan Information Current credit card balance ($) Annual percentage rate (0% to 40%) […]
Historical Inflation
Historical Inflation If consumer prices rise and your income does not your standard of living may suffer. Use this calculator to understand how historical inflation has impacted dollars’ purchasing power over the years. Input Starting amount ($) Beginning year (1914 to 2024) Ending year (1914 to 2024) Calculate This calculator provides a historical look at […]
What Is My Current Cash Flow?
What Is My Current Cash Flow? Businesses generate a “sources and uses of cash” statement to evaluate their income and expenses and to check profitability. Similarly, a cash flow statement can help you evaluate your personal income and expenses and see if you are operating “in the red” or “in the black” each month. Assumptions […]