The Business Cycle: What It Means for Long-Term Retirement Planning
INVESTMENT READ TIME: 5 MIN The Business Cycle: What It Means for Long-Term Retirement Planning The business cycle, sometimes called the economic cycle, describes the natural rise and fall of economic activity over time. While the economy is often discussed in terms of growth or decline, these shifts tend to follow recurring patterns rather than […]
Buying a Home: Financial and Lifestyle Considerations for Retirement Planning
INVESTMENT READ TIME: 5 MIN Buying a Home: Financial and Lifestyle Considerations for Retirement Planning For many Americans, buying a home is closely associated with long-term stability and personal fulfillment. As retirement approaches, housing decisions can take on added importance, affecting cash flow, savings priorities, and lifestyle flexibility. While homeownership may align with certain financial […]
How Stocks Work: A Brief History of the Stock Market Explained
INVESTMENT READ TIME: 2-3 MIN
Treasury Inflation-Protected Securities (TIPS) and Inflation Risk
INVESTMENT READ TIME: 3 MIN Treasury Inflation-Protected Securities (TIPS) and Inflation Risk Inflation is an important consideration for many U.S. adults planning for retirement. Changes in consumer prices can affect purchasing power over time, particularly for individuals who rely on fixed income sources. One investment often discussed in the context of inflation is Treasury Inflation-Protected […]
Inflation and Your Money: What It Means for Retirement Planning
ESTATE READ TIME: 3 MIN Inflation and Your Money: What It Means for Retirement Planning Many people notice that everyday expenses—such as groceries, housing, or transportation—seem to rise faster than the inflation rates reported in the news. This disconnect highlights why understanding inflation is an important part of retirement planning. Inflation does not affect every […]
Capital Gains and Losses Explained for Retirement Planning
INVESTMENT READ TIME: 3 MIN A Taxing Story: Capital Gains and Losses Explained for Retirement Planning Taxes are a recurring consideration for individuals saving and investing for retirement. One commonly discussed area is how capital gains and losses are treated under federal tax rules. While investment growth can support long-term financial goals, selling investments may […]
A Primer on Dividends For Retirement Planning
INVESTMENT READ TIME: 4-5 MIN A Primer on Dividends for Retirement Planning Dividends are one way publicly traded companies may share profits with shareholders. For U.S. adults planning for retirement, understanding how dividends work—and their potential risks and tax considerations—can support more informed investment decisions. This article provides an educational overview of dividends, common dividend […]
Contributing to an IRA?
Contributing to an IRA? Many factors can affect your eligibility and annual contribution amounts to an Individual Retirement Account (IRA) — including your marital status, your current earned income level, and whether you participate in a retirement plan at work. Use this calculator to help determine whether you are eligible to contribute to a Traditional […]
Saving for College
Saving for College College costs have risen steadily over the past several years, which is why some should consider starting to save early. Whether you plan on paying all the costs or just a fraction, this calculator can help you better assess the overall price tag of higher education. . Current Savings and Assumptions Annual […]
Impact of Taxes and Inflation
Impact of Taxes and Inflation Taxes and inflation may have an effect on an investment. Use this calculator to better understand the potential impact of taxes and inflation can have on the purchasing power of your investment. Rates and Assumptions Before-tax return on savings (-12% to 12%) State marginal tax bracket (0% to 75%) Federal […]